Lancs houses / flats for rent

Why Pay Rent When You Can Own My House Straightaway? (£450 pcm)

Date posted: Thursday 22nd October | Date available: 22/10
Location: Stalybridge

Tenure: Leasehold

Please read the full details before calling on 07837 417827

Move in within 7 days

Move in Now - Buy Later with our 'Rent to Buy' Scheme

Do you wish you could get on the housing ladder but can't get a mortgage, or save for a big deposit?

Fed up of paying rent? Our Rent to Buy scheme is the answer!

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This is how it works

The purchase price is £115,000
Minimum deposit of £3450
The normal rent is £450 per month.
You will pay a minimum of £600 per month.
Every month we will add a minimum of £100 per month towards your deposit.

End of year one

£115000
-£3450 deposit paid
-£1200 (extra you have paid)
-£1200 (extra we have paid)


At the end of year one you would owe £109950
At the end of year two you would owe £107550
At the end of year three you would owe £105150

During that time you have saved up a deposit of £10,650 (9.26%)

Any improvements you make to the property you get the benefit.

If the value of the property has increased you also get the benefit.

Now lets have a look if you pay a bigger deposit and £50 more per month.

£115000
-£5000 deposit paid
-£1800 (extra you have paid)
-£1800 (extra we have paid)

At the end of year one you would owe £106,400
At the end of year two you would owe £102,800
At the end of year three you would owe £99,200

During that time you have saved up a deposit of £15,800 (13.74%)

The more you pay the quicker and bigger your deposit.

No mortgage is required until you buy in 2015. (but can buy at any time)

Price growth and rent deposit payments provide your deposit.

The purchase price is fixed at the outset. You gain from any price growth!

Redecorate, carry out home DIY - YOU benefit from any added value by enhancing YOUR home

This is not a shared ownership or Housing Association scheme

You can move into your new home in as little as 7 days!

Legally approved solicitor contracts

We can help you get advice on your mortgage in 2015, or sooner, with your deposit fund.

Move in, and buy later - or walk away! You do not have to buy if you change your mind.


Perfect if you are either;

- A first time buyer struggling to get onto the housing market
- Struggling to raise a large deposit
- Currently renting but want to own your own home
- Have impaired credit and can't raise finance
- Have recently moved to the UK

No mortgage is required whilst renting/buying

Contact details

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